The OYA 60 composite includes all portfolios that desire a greater fixed income allocation but don’t want to completely eliminate the opportunity for capital appreciation. The OYA 60 composite maintains a diverse allocation to the equity space with both domestic and international exposures, along with strategic over- and under-weightings to the different market cap spaces. Within the fixed income allocation, the strategic shifts are determined between the sectors of the fixed income space that seem most appealing given both macro- and momentum-based information.
The composite invests solely in ETFs. This portfolio is geared towards the investor with a mild risk tolerance but a strong desire for fixed income exposure.
3% CASH | 57% BONDS | 17% LARGE CAP | 5% MID CAP | 3% SMALL CAP | 10% INTERNATIONAL | 5% REAL ESTATE
TARGET RISK LEVEL SCALE: