The OYA 50 composite includes all portfolios that are geared towards a more balanced investment strategy. The composite looks to gain equal exposure to both the equity and fixed income allocation. Strategic decisions are made in regards to domestic versus international in both the equity and fixed income allocations, along with broader decisions in the fixed income space relative to the type of bond exposure we desire.
The composite utilizes only ETFs. The composite is geared towards an investor who is able to take on some risk because both allocations of the portfolio provide possible volatility.
3% CASH | 47% BONDS | 23% LARGE CAP | 6% MID CAP | 3% SMALL CAP | 13% INTERNATIONAL | 5% REAL ESTATE
TARGET RISK LEVEL SCALE: