The OYA 70 composite includes all portfolios that are looking to generate income as a primary goal and capital appreciation as a secondary goal. The OYA 70 portfolio limits its exposure to the equity markets and tries to capture growth exposure solely by broad domestic and international value investments. Within the fixed income allocation, the composite gets exposure to both treasury investments, along with specialty fixed income investments.
The composite invests solely in ETFs. This portfolio is geared towards a more conservative investor who wants to limit exposure to growth investments.
22% US EQUITIES | 7% INTL. EQUITIES | 10% INVEST. GRADE BONDS | 23% SHORT DURATION BONDS | 14% INTERMEDIATE BONDS | 9% LONG DURATION BONDS | 5% CASH | 10% HIGH YIELD BONDS
TARGET RISK LEVEL SCALE: