The OYA 40 composite includes all portfolios that are geared towards capital appreciation but want more concise exposure to the equity space and greater fixed income exposure. The allocation to growth is more general in its exposure to domestic and international investments, while the fixed income allocation is diversified amongst different areas of the bond market. The Wela Investment Committee makes decisions, along with the general domestic versus international, as to what sectors of the space should be over- or under-weighted given the views of the current macro environment.
The composite invests solely in ETFs. Despite having a more diverse exposure to the fixed income space, this composite remains volatile at times.
3% CASH | 37% BONDS | 28% LARGE CAP | 8% MID CAP | 4% SMALL CAP | 15% INTERNATIONAL | 5% REAL ESTATE
TARGET RISK LEVEL SCALE: