Why the Wela Models?
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Model portfolios give investors a low-cost option to having a managed investment portfolio that is regularly re-allocated per market conditions and re-balanced if there are significant fluctuations to desired allocations throughout the year.
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Clients own a portfolio of index funds/ETFs that creates their own asset allocation profile in their own account. When market conditions change and asset allocations need to adapt, each client’s portfolio is adjusted to the desired levels.
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Specifically, Wela believes in the approach of “owning your age” (OYA).
What is OYA?
The Own Your Age (OYA) portfolios strive to allocate investors’ portfolios based on their current ages. The philosophy behind these portfolios is that as investors get closer to retirement, they should begin positioning their portfolios to a more conservative allocation. The more conservative the investors’ allocation, the higher the percentage of fixed income investments they should hold. As investors near retirement, they should begin moving up the curve into a more conservative portfolio.
Performance Sheet Models
- Own Your Age 20
- Own Your Age 30 [401(k) Only]
- Own Your Age 40 [401(k) Only]
- Own Your Age 50
- Own Your Age 60 [401(k) Only]
- Own Your Age 80
- Agg Yield
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More Questions?
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